Tuesday, March 17, 2020

Keeping Your Disability Benefits

Keeping Your Disability Benefits Keeping Your Disability Benefits Once an individual is approved for  disability benefits, there are a few issues that may arise which could cause those benefits to stop.Whether already on benefits, or  inquiring about eligibility, it’s important to be aware of these issues. First, and most obvious, if there has been medical improvement and the disability ends, the Social Security Administration (SSA) could find that the disability has ended. SSA periodically conducts â€Å"continuing disability reviews† to investigate whether an individual’s disability has continued, or if there is some other factor, such as medical improvement, which may result in a termination of benefits.Another common issue is returning to work. Since the effect an impairment has on an individual can vary significantly from person to person, SSA uses a more objective approach to evaluating whether the impairment should be considered a disability under their rules: whether an individual can work despite their impairment(s ).[i] If a Social Security Disability recipient works, that work must not arise to the level of Substantial Gainful Activity (SGA) with a few exceptions. For 2014, the monthly SGA amount is $1070 ($1800 for statutory blind individuals). One major exception is the trial work period (TWP). As an incentive to allow disabled individuals receiving benefits to test their ability to work, SSA created the TWP. Any month in which earnings exceed $770 trigger a TWP. However, these earnings won’t inherently eliminate benefits until there is at least 9 months of earnings (not necessarily consecutive) in a rolling 60 month period. Importantly, TWP applies only to beneficiaries of Social Security Disability and not to the  Supplemental Security Income (SSI) program.[ii] For SSI recipients, monthly resources become an issue. For 2014, the individual asset limit is $2000 per month with an income limit of $721 per month. However, there are countless nuisances and exceptions to these limits. Moreover, when a SSD beneficiary reaches full retirement age, disability benefits will cease and automatically transition to retirement benefits, but the amount will remain the same. Further, felony convictions, certain warrants, and confinement to a prison or other penal institutions for a crime conviction depending on the length of time, could terminate benefits.[iii]  The criteria for children is different and will be explored in a later blog entry.  For more information,  contact  one of our experienced attorneys today at 888-886-6400.[i] In the case of an adult. The criteria for children is different.[ii] SSI recipients may, however, be eligible for the ‘Ticket to Work Program’ and the ‘Plan to Achieve Self Support.’ For more information, see  ssa.gov/work/overview.html  and  socialsecurity.gov/disabilityresearch/wi/pass.htm, respectively.[iii] For more information, see Article ‘Felony Convictions and Warrants Impact Social Security Benefits.

Sunday, March 1, 2020

How Sunscreen SPF Is Measured

How Sunscreen SPF Is Measured SPF (Sun Protection Factor) is a multiplication factor you can use to determine how long you can stay out in the sun before getting a sunburn. If you normally can stay out 10 minutes before burning, a sunscreen with an SPF of 2 will let you stay out twice as long, or 20 minutes, before feeling the burn. An SPF of 70 will let you stay out 70 times longer than if you had no protection (or 700 minutes in this example, which would be over 11 hours or a full day). How Is SPFDetermined? Think SPF is a  calculated value or an experimental lab value, based on how much ultraviolet light penetrates a coating of sunscreen? Nope! SPF is determined using human experimentation. The test involves fair-skinned volunteers (people who burn most quickly). They apply the product and bake in the sun until they start to fry.   What about water resistant? For a sunscreen to be marketed as water resistant, the time required to burn must be the same before and after two consecutive 20 minute soaks in a Jacuzzi. The SPF factors are calculated by rounding down the time required to burn; however, you may get a false sense of protection from an SPF because the amount of sunscreen used in the tests is a lot more product than the average person uses. The tests use 2 milligrams of formula per square centimeter of skin. Thats like using a quarter of an 8-oz bottle of sunscreen for a single application. Still... a high SPF confers more protection than lower SPF.  How Sunless Tanning Works | How Sunscreen Works

Friday, February 14, 2020

Biochem question and answer Assignment Example | Topics and Well Written Essays - 250 words

Biochem question and answer - Assignment Example Milk proteins are digested in the stomach and duodenum by proteolytic enzymes into peptides and finally amino acids that are absorbed in the small intestines. Bile salts emulsify fats after which pancreatic lipase breaks them into fatty acids and glycerol molecules that are absorbed in the ileum. The sucrose is broken down into glucose and fructose in the duodenum by enzyme sucrase, and the monosaccharides are absorbed in the ileum (Digestion and absorption, n.d.). Apples and carrots contain vitamins and mineral salts, which do not undergo digestion, but are directly absorbed into the small intestines. Oxidative phosphorylation is a metabolic pathway, which utilizes energy from the oxidation of food to produce ATP. All the electrons from NADH and FADH2 go to the oxidative phosphorylation cycle following release from the TCA cycle. Oxidative phosphorylation takes electrons from these molecules and transfers them to oxygen, making ATP in the process. This process occurs in the mitochondria. NADH and FADH2 are oxidized into NAD+ and FAD, whereas oxygen is reduced by H+ ions into water. NAD-linked dehydrogenases remove electrons from substrates to NAD in reversible reactions. The malate-aspartate shuttle or the alpha-glycerol phosphate shuttle conveys electrons from NADH outside the mitochondria (the two complexes involved in the process). Blood supplies oxygen to the process. A specific translocase exchanges ADP outside the mitochondria for ATP inside the mitochondria. The end products are water, ATP, and NAD+ or FAD. Cyanide, azide, and CO are metabolic poisons, which are so toxic t o us because they block the transfer of electrons to oxygen hence inhibiting the whole process (Gilbert,

Saturday, February 1, 2020

Cheating Essay Example | Topics and Well Written Essays - 250 words

Cheating - Essay Example Cheating can also be used interchangeably with infidelity, when someone â€Å"cheats† on his or her spouse or partner; it means they are involved in an affair with another person in secret. Herein, cheating involves dishonesty since one has made their partner believes they are faithful to them and the fact that they are emotionally or physically involved with someone else constitutes cheating. In this case, it can involve anything from sexual activity to holding hand, kissing or/making out depending on the understating of the parties concerned. Cheating can also involve using unfair methods to win or gain advantage in a situation that should otherwise be neutral for all. For instance, a student entering the exam room with notes or gaining access to the questions prior to the exam; such individuals are cheating because they increase their chances of outperforming their colleagues, not by working harder, but by manipulating circumstance to make the exam easier for them. Ultimately, cheating denotes and connotes deliberate dishonesty or deception, and from the examples given, it is clear that cheating is used to give people an unfair advantage, deceive and /or exploit

Friday, January 24, 2020

Lost Lady Essay -- essays research papers

The diction and detail used by Willa Cather in the book A Lost Lady, paints a picture in the readers mind by her prose selection of diction and arrangements of graphic detail, which conveys a feeling of passion, sadness, tense anger and unending happiness through Neil Herbert. Throughout the book, Cather describes Neil Herbert ¡Ã‚ ¯s life from his childhood, to his teenage years, and then to his adulthood with surpassing diction and supporting detail.   Ã‚  Ã‚  Ã‚  Ã‚  As the story begins, Cather describes Neil Herbert as,  ¡Ã‚ °a handsome boy of twelve whom she liked. ¡Ã‚ ± This description gives us a mental picture of this boy with a smile on his face and always being courteous. In his younger years, the reader can assume that Herbert was very energetic and always merry. He ¡Ã‚ ¯d even try to catch a bird in a tree so Ivy Peters couldn ¡Ã‚ ¯t kill it with a rock.  ¡Ã‚ °If I can get it now, I can kill it and put it out of its misery. ¡Ã‚ ± Through Cather ¡Ã‚ ¯s details the reader can tell that Herbert had a strong determination to catch the bird. Herbert ends up falling from the tree and breaking his arm of which he gets treated at Mrs. Forrester ¡Ã‚ ¯s house.  ¡Ã‚ °What soft fingers Mrs. Forrester had, ¡Ã‚ ± and he though,  ¡Ã‚ °what a lovely lady she was. ¡Ã‚ ± The author states that  ¡Ã‚ °The little boy was thinking that he would never be in so nice a place again. ¡Ã‚ ± Through Cather's descriptio n the reader can tell that Neil had a yearning passion for Mrs. Forrester and that her house was like heaven on earth. &nbs...

Thursday, January 16, 2020

Old Age Homes in India Essay

Ans- Old Age Home refers to a multi-residence nursing home for old people, which is also known as retirement home. Each couple or person lives here in a room which is either apartment style or is a set of matching of rooms. Under one roof or in a one building old people are served with different facilities like gatherings, meals, health or sanatorium care, and recreation activities. Levels of these facilities differ from each other. At present 728 Old homes exist in India. Complete information of 547 Old Age Homes is accessible. Among these 325 Old homes do not charge and 95 homes charge money, 116 Old homes include both without charge as well as stay & pay facilities and the information of 11homes is not available. There are 278 homes available for ailing people and 101 Old homes especially for women all around the country. Kerala has the highest number of Old homes in India among all states which is 124. Read more:  Reasons Increasing Number Old Age Homes Society Q2- What are the disadvantages of Old Age Homes? Ans- Disadvantages of Old Age Homes are People generally staying here are very sad. It is but natural for them to be so as they leave their well-known homes for stranger place that lacks in all memories. It is natural for them to fear nursing homes as it is known to be prior step to death. Seeing that they will not be able to get back to their homes, it can be deemed true. Main problem that one faces here is loneliness. Few residents here get visits from families after long time and these are very few in nature. Independence becomes a thing of past when one enters these homes. Many see it as the end of their lives. With independence all gone, they even bid goodbye to their self-esteem. All they live their lives in is scheduled activity. Missing element here is freedom. What is given to them for meals is final. They do not have any say in it. Other freedoms that they lose are: Cooking for friends and family Only with nurses help one can shower that too on their schedule Here service of laundry is provided only with rest of resident’s laundry After getting permission only can watch TV They do not even have independence to go for worship at place of their  option. They instead have to go to retirement home’s service. They are not even allowed to have personal doctors. All they get is one’s at home. Anger at putting them in these homes directed at their children is a natural thing for these residents. Family is bound to get various heartaches from these. Q3- What are the advantages of Old Age Homes? Ans- Advantages of Old Age Homes are Senior citizens that are destitute or are unable in settling with their respective families can easily stay in homes meant for old age people. These homes provide senior citizens with medical facilities like ambulances, well-balanced meals provision, ambulances as well as systems of health care. Thus, these homes provide them with healthy life. Main benefits of these homes are their staff’s good behavior, palatable and wholesome food as well as good services. Senior citizens are also provided with yoga classes in these homes along with medical amenities, shelter and food. For mode of communication they are given telephones that give them access to their families. Other facilities rendered to them are library and entertainment facilities. These play roles of safe haven for senior citizens who have nobody to take care of them or who have not got a place to stay. Residents here get an ambience of complete family. They are given unique sense of friendship as well as security here. It becomes a place for them to share their sorrows as well as joys. With all their free time, senior citizens in these homes can utilize it in something creative. Here in these homes, no body imposes its residents with sense of duties or responsibilities. Nobody hands them out any work to live out a livelihood. In that peaceful atmosphere, residents can pursue their hobbies in full flow. With no expectations, residents do not spend too much money here. Full freedom to participate in one’s religious activities is given here. Life of senior citizens is slow as well as peaceful here. â€Å"Old age home† gives a healthy as well as peaceful life to its citizens. Companionships, solace as well as comfort are given to senior citizens. Al l age-mates get freedom here to give a chance to their favorite hobbies without any restraints. Q4- What are the types of Old Age Homes? Ans- There are mainly two types of Homes for Old Age people available in  India. One is a no charge one or â€Å"Free† type which is mainly for impoverished old persons who have nobody to look after them. They are served with food, clothing, shelter and medical care there. Another type of Old Age Home is based on payment which is known as â€Å"Paid† home. There all facilities are provided if paid for. Now these kinds of â€Å"Retirement† homes have become popular all around India and they are well in view of significance. Q5- What is the relevance of Old Age Homes? Ans- Many factors are accountable for the separation of old persons. Many young couples are relocating themselves for better employment from villages to cities in order to have a better future. Many elders are also reluctant to provide the duty of household, which they are controlling for an elongated time, to children. Youngsters are sometimes indignant in behavioral attitude to their parents. Youngsters have migrated to different places distant from their inhabitant places and also to numerous countries abroad. So they are unable to provide accommodation to their parents in their own houses even if they desire. Elders sometimes are too debilitated or ill to take care of themselves or get medicinal help in any urgent situation. For all these reasons the homes for elders increasingly seem more appropriate in Indian circumstances.

Wednesday, January 8, 2020

Marketing Principles Assignment - 3951 Words

MARKETING PRINCIPLES ASSIGNMENT Introduction Part one of the assignment is to discus the macro environmental forces and key trends in personal computer and snack foods industries. Macro environment consists of six larger societal factors that affect the micro environment. The forces are demographic environment, economic, natural environment, technological environment, political environment and cultural environment. In part two of the assignment has three research situations. Each of the situations will be discussed that what type of data collection method is suitable for it, the reasons for choice and the potential problems. There are three methods of collecting information, mail questionnaires, personal interview and†¦show more content†¦Includes years 7-15 schools and years 9-15 schools with attached intermediates Internal Data Source: SAS Summary Part 12ai (http://www.minedu.govt.nz/index.cfm?layout=documentdocumentid=6845indexid=6848indexparentid=5611) -Growing ethnic diversity (http://www.stats.govt.nz/domino/external/web/nzstories.nsf/Response/Ethnic+diversity) Economic Environment It consists of factors that affect consumer purchasing power and spending patterns. -Changes in income Follow by the increasing income, people may change computers more frequently and buying better quality computers, such as IBM computers. For example, previous time consumers may alter their computers every 7 years, since their income getting higher, they may vary their computer every 5 years. Average and Median Weekly Income by Regional Council Area and Sex for All People Measures Average Weekly Income Median Weekly Income Number of People Year 2003 539 401 3,028,290 2002 513 384 2,963,510 2001 474 362 2,912,310 2000 447 340 2,892,540 1999 441 328 2,873,290 1998 425 312 2,857,150 Notes: Median Weekly Income - The middle point of the distribution of weekly income. So if there were 99 people, the median weekly income would be the weekly income of the fiftieth person, when people are ordered in terms ofShow MoreRelatedEssay about HND Unit 4 Marketing Principles Assignment4160 Words   |  17 Pagesï » ¿ Introduction For this coursework assignment I will demonstrate that I required a good knowledge and understanding of the concepts and process of marketing by carrying out the task given. This will be showed with examples of theory applicable to a company of my choosing. For this task examples will be related to Apple Inc. organization. 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